Chime’s MissionĪccording to the company’s mission statement, Chime’s goal is to offer its customers more control of their financial well-being. Chime’s founders have also shown that they’re heavily invested in their customers’ financial success. Just one year later, that number would increase to four million.Ĭhime has always been an online financial technology company, focusing on making the banking experience easier and more accessible to everyone. Phil show in 2014 and had secured one million customers by 2018. Banking Made Easy Through ChimeĬhime began as a small startup in 2013, founded by California residents Chris Britt and Ryan King. and FDIC insured up to the approved amount per depositor. This means the funds you deposit in the accounts are held and managed by The Bancorp Bank or Stride Bank, N.A. It is important to note that Chime is not a bank per see, but a financial technology company whose banking services are provided by The Bancorp Bank or Stride Bank, N.A., a member of the FDIC. In addition to its simplified layout, Chime offers a few extra perks you won’t find at other banks, like no account or hidden fees and a feature to get paid early. Chime is a convenient, utterly digitized banking service that allows anyone to open an account free of charge.
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